How comma approaches it
comma is designed around Canadian business groups: one plan sets company capacity while every corporation keeps separate books, roles, and audit history.
comma or
Xero?
Choose comma for company-capacity pricing and supervised MCP workflows; choose Xero for its mature platform and ecosystem.
How Xero works
Xero lets one subscriber add multiple organizations, but each organization chooses its own subscription plan. It automatically applies an eligible multi-organization discount.
Side by side
What matters to you
| comma | Xero | |
|---|---|---|
| Multi-company model | commaOne account with plan capacity; separate company ledgers | XeroMultiple organizations under one login; a pricing plan is selected for each |
| Pricing model | commaBasic, Pro and Premium at $25.00, $31.00 and $39.00 CAD a month, with one company included. Extra companies are a paid add-on. Taxes extra. | XeroCanadian plans are priced per organization; eligible multi-organization discounts apply |
| Canadian focus | commaCanadian corporations, GST/HST, GIFI mapping, and a year-end handoff | XeroBroad cloud accounting with a Canadian product edition |
| AI connector | commaRole-scoped MCP read and write on Pro and Premium | XeroIntegrations and product AI capabilities vary |
Honest fit
Who each one is for
A good fit if
Choose comma
- You want predictable pricing by the number of corporations in the group.
- You want to add companies to the plan you already have, at a published price.
- You want Canadian GIFI and year-end handoff in the operating workflow.
Also worth considering
Choose Xero
- You need Xero's established app marketplace and advisor network.
- Your accountant already standardizes clients on Xero.
- You operate across markets beyond comma's Canadian focus.
This page reflects comma's perspective. Claims and regular public pricing were checked August 11, 2026; promotions are excluded. Verify current details before deciding.